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Bank of Baroda AEPS se Fingerprint ke Through Paise Kaise Nikale Free Me?
Aadhaar-Card
Agar aapka Bank of Baroda (BOB) mein account hai aur aap Aadhaar ke through AEPS (Aadhaar Enabled Payment System) se paise nikalna chahte hain, to AEPS aapke liye ek aasaan banking facility ho sakti hai. Isme ATM card ki zarurat nahi hoti aur biometric authentication yani fingerprint ke madhyam se cash withdrawal kiya ja sakta hai.
Lekin BOB customers ke liye AEPS use karne ko lekar ek important baat samajhna zaroori hai. Pehle customers ko alag-alag AEPS points par BOB account se cash withdrawal ki suvidha mil jaati thi, lekin ab BOB AEPS ke liye BOB ke authorised BC/CSP/Bank Mitra point ka use karna zaroori ho sakta hai. Bank of Baroda ki official information mein bhi AEPS cash withdrawal ko BOB ke CSP/BC points se joda gaya hai.
BOB AEPS kya hai?
- AEPS ka full form Aadhaar Enabled Payment System hai. Is facility ke through customer apne Aadhaar-linked bank account se biometric authentication ke madhyam se banking transaction kar sakta hai.
- Cash withdrawal ke liye aam taur par customer ko apna Aadhaar number aur bank ka naam batana hota hai, uske baad biometric device par fingerprint authentication ki jaati hai.
- Bank of Baroda ne bhi BC points par AEPS facility provide ki hai, jiske madhyam se Aadhaar number ke basis par transactions process kiye ja sakte hain.
Ab BOB AEPS ke liye kahan jana hoga?
- Agar aap Bank of Baroda account se fingerprint ke through AEPS se paise nikalna chahte hain, to sabse pehle apne najdeeki Bank of Baroda branch ya authorised BOB BC/CSP/Mini Branch se contact karein.
- Yeh baat khaas taur par un customers ke liye important hai jinke BOB account ka AEPS kisi other/third-party BC ID par available nahi ho raha hai.
- Bank of Baroda apni website par customers ko BC Agent Finder ki facility bhi provide karta hai, jisse authorised BC point locate kiya ja sakta hai.
BOB AEPS se paise nikalne ke liye kya-kya le jana hai?
- BOB branch ya authorised Mini Branch/BC point par jaate samay kuch important documents/details apne saath rakhein:
- Bank of Baroda ki passbook
- Aadhaar Card
- Aadhaar se linked mobile number
Agar available ho to registered mobile wala phone bhi saath le jana behtar hai.
- Aadhaar ka bank account se properly linked/seeding hona AEPS ke liye important hai. Bank of Baroda Aadhaar seeding ke liye bhi facility provide karta hai.
Agar AEPS ON hai to kya hoga?
- Agar aapke BOB account mein AEPS service active hai aur Aadhaar properly linked hai, to authorised BOB BC/CSP point par biometric authentication ke madhyam se cash withdrawal process kiya ja sakta hai.
- Customer ko apna fingerprint biometric device par lagana hota hai. Authentication successful hone ke baad transaction process hota hai aur successful transaction par cash diya jaata hai.
- Transaction successful hone ke baad receipt zaroor lein aur transaction amount ko verify kar lein.
- Agar AEPS OFF hai to kya karein?
Kai customers ko AEPS transaction karte waqt problem aa sakti hai, jaise:
- AEPS service unavailable
- Aadhaar not linked
- Biometric authentication failed
- Transaction declined
- Account not eligible
- Bank-side service unavailable
- Agar AEPS active nahi hai, to BOB
- branch ya authorised BOB BC/Mini
- Branch se status check karwayein aur
bank ke applicable process ke according AEPS/Aadhaar seeding activate karwayein.
₹5,000 se zyada AEPS transaction par OTP
- ₹5,000 se zyada withdrawal ke baare mein customers ko ek aur important point dhyan mein rakhna chahiye. Agar transaction ke samay OTP-based additional authentication maangi jaati hai, to OTP customer ke bank/Aadhaar-linked registered mobile number par aa sakta hai.
- Isliye BOB account mein registered mobile number active rakhna bahut zaroori hai.
- BOB AEPS transaction ka simple process
BOB AEPS se fingerprint ke through cash withdrawal ko simple language mein samjhein:
- Apni nearest BOB branch ya authorised BOB BC/CSP/Mini Branch par jaayein.
- Apni BOB passbook aur Aadhaar Card saath le jaayein.
- BC operator se apne account ka AEPS status check karwayein.
- Agar Aadhaar linked nahi hai, to pehle Aadhaar seeding/linking ka process complete karwayein.
- Agar AEPS active hai, to cash withdrawal transaction initiate kiya ja sakta hai.
- Customer ka Aadhaar/bank details transaction ke liye enter kiya jaata hai.
- Customer biometric scanner par apna fingerprint lagata hai.
- Authentication successful hone ke baad transaction process hota hai.
- Transaction successful hone par cash receive karein.
Receipt/transaction confirmation lekar amount aur transaction status check karein.